Winter Accidents in Clarksburg, Morgantown and the surrounding mountains have wreaked havoc recently.
As hundreds of accidents were reported recently all across North Central West Virginia, it left many people thinking what they were going to do next.
With the wintry weather moving through our region, it is ever more important to know what to do after you have been in an accident during these cold months. You hear and read all the tips on how to prevent you from getting in a car accident, but what do you do after the fact?
Get Medical Attention Immediately After an Accident
In most cases, the first step you should take is to get the medical attention you need. Accidents due to a slippery roadway can lead to more severe injuries due to the faster movements of vehicles. When a car is not able to stop prior to impact because of snow or ice, the accident is more severe, and so are the injuries. The first immediate steps you should be taking is to make sure you are seen by a doctor to take care of any injuries that you may have sustained. Even if you do not feel any pain immediately after the accident, after a few days, once your body begins to recover, aches and pains may appear.
How Does Your Car Get Fixed After an Accident?
Next, you need to then consider how you are going to get your vehicle fixed, in order to do that the insurance company is going to want an accident report. So the next step you should take after a winter accident is to make sure that law enforcement has been notified and either an accident report or exchange form is complete. We also recommend getting pictures of the accident scene, vehicles involved and to gather as much information as you can, but that may be difficult depending on the weather (or your injuries) that you have encountered.
Once you contact your insurance company, and possibly the company of the person who caused the accident, you have now placed them on notice that you will be filing a claim. At this point most insurance companies will break your claim into two pieces, one for your property damage and then one for your injury claim. Now begins the calls. Expect to receive a number of calls from insurance adjusters trying to get your side of the story.
Do Not Give a Recorded Statement, Speak to an Accident Lawyer First
We suggest that you never agree to provide a recorded or written statement without speaking to a lawyer first. This is always important, but even more so with winter accidents. With severe weather involved, every action you took leading up to and after the accident will be scrutinized. The insurance company will look for a way to somehow blame you for the accident. Are you sure you used proper precautions with all that snow? Did you not anticipate that there would be black ice? Why did you go so fast, you knew it would cause an accident? Shouldn’t we be blaming the weather and not our insured? Those are only a few questions that you may be asked, don’t answer them.
You Especially Need an Attorney After a Winter Accident.
Now that you have contacted the insurance company(s) to report the accident and they have begun preparations to fix your vehicle, it is important to contact an attorney. An attorney will provide you with the tools necessary for you to get through your accident claim. They will provide you with the information you need to make the best decisions for you and your family. They will even help you deal with those pesky medical bills. It is important that you not rush to settle your case and that you take your time and make sure that you are fully healed.
We provide a number of resources that you may need during this process. By requesting our FREE book, The 7 Crucial Facts that You Need to Know After Being Injured in a WV Car Accident, you will get the resources you need to answer the question you may have. After receiving the book, you will then begin to get periodic pieces of information that also assist you in dealing with the medical providers and taking care of your medical bills. All of this is free to you, just for reaching out and requesting a book.