Commercial Vehicle Insurance Requirements in West Virginia

Tim Miley
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Injury Lawyer, Author, & Owner of The Miley Legal Group

Commercial vehicles, like any other types of vehicles, are required to carry a minimum amount of insurance to cover damages and injuries in the event of an accident. In the state of West Virginia, there are no special insurance requirements for commercial drivers that are above and beyond what is required of every other driver in the state. 

According to the West Virginia Department of Transportation’s Division of Motor Vehicles, the minimum required insurance that the driver of a commercial vehicle must carry in West Virginia is: 

  • $20,000 in liability for one death or injury in one accident;
  • $40,000 in liability for two or more deaths or injuries in one accident; and
  • $10,000 for property damage. 

All drivers are required to keep a copy of their insurance in the vehicle at all times and provide it in the event of an accident or if stopped by a law enforcement officer. Additionally, the minimum amount of insurance is required in order to register a vehicle in the state. If the Department of Transportation requests insurance proof and the driver does not respond, the registration and driver license will be suspended. 

Drivers who are found operating a vehicle without proper insurance coverage when stopped by a police officer or when involved in an accident or collision will be subject to various penalties. In addition to the suspension of their license, they could face a ticket, steep fines or even jail time. 

Were you involved in a car accident with a commercial vehicle and proper insurance coverage wasn’t in place? Learn more about filing a successful accident claim by reading our eBook, The 7 Biggest Mistakes that can Wreck your West Virginia Car Accident Claim. Call 304-326-1800 or 877-652-1031 to speak with a Clarksburg car accident lawyer at The Miley Legal Group about your legal options today. You could be due compensation for the damages and injuries you suffered. 

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