When you've been involved in a serious West Virginia accident, one of the first places you turn is your insurance company. Since you purchased a plan and have dutifully kept up with your insurance premiums, you likely expect the insurance adjusters will help you through the claims process.
While they may seem friendly, insurance adjusters (whether they are from your insurance company or are representing the driver responsible for your crash) are not employed by you. They are employed by your insurance carrier and are therefore looking out for their company's bottom line.
This, unfortunately, is not in your best interests, as your injuries may call for hefty compensation to address your losses in the weeks and months to come.
To help safeguard yourself and your West Virginia personal injury claim when dealing with insurance adjusters, keep these 5 tips in mind:
- call your insurance company as soon as possible after an accident (this helps show that your accident truly was serious, as opposed to someone who waits for weeks before calling their insurer);
- review your insurance policy, to see just what you can claim under your coverage;
- get as much information about the accident as possible, including driver and witness names and contact information, photographs of the scene, damaged items from your car, repair receipts and medical records;
- be honest with insurance adjusters while limiting the amount of information you volunteer; and
- talk with a Clarksburg personal injury attorney before agreeing to any recorded conversations or settlement offers.
A Clarksburg personal injury attorney can help you with all judgment calls related to your West Virginia personal injury claim, to make sure you improve your chances for fair compensation.
To learn more about the Do's and Don'ts of filing an injury claim, visit our article library.
Contacting a Clarksburg Personal Injury Attorney
Unfortunately, car accidents are a regular occurrence on West Virginia roadways such as I-79, I-77, Route 50, Route 33, and I-68. In fact, our state averages over 40,000 car crashes, over 400 deaths, and over 11,000 serious injuries each year. If you or a loved one has been seriously injured in a West Virginia car accident, order a FREE copy of our consumer guide, The 7 Biggest Mistakes that Can Wreck Your West Virginia Car Accident Claim then contact the Clarksburg personal injury attorneys at The Miley Legal Group for a FREE consultation - 304-326-1800.